{"id":57846,"date":"2025-05-18T08:15:25","date_gmt":"2025-05-17T23:15:25","guid":{"rendered":"https:\/\/bbphapae.shop\/blog\/lifestyle\/real-world-financial-strategy-for-2030-office-workers-starting-with-a-monthly-salary-of-2-5-million-won"},"modified":"2025-05-18T08:15:29","modified_gmt":"2025-05-17T23:15:29","slug":"real-world-financial-strategy-for-2030-office-workers-starting-with-a-monthly-salary-of-2-5-million-won","status":"publish","type":"post","link":"https:\/\/bbphapae.shop\/blog\/lifestyle\/real-world-financial-strategy-for-2030-office-workers-starting-with-a-monthly-salary-of-2-5-million-won","title":{"rendered":"\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778 \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5"},"content":{"rendered":"<ul class=\"toc_post_list\">\n<li>\n<h2>\ubaa9\ucc28<\/h2>\n<ul>\n<li><a href=\"#%ec%9b%94%ea%b8%89-250%eb%a7%8c%ec%9b%90%ec%9c%bc%eb%a1%9c-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-2030-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ed%98%84%ec%8b%a4-%ec%9e%ac%ed%85%8c%ed%81%ac-%ec%a0%84%eb%9e%b5-BtOROkInuO\">\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778 \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#1-%ec%9e%ac%ed%85%8c%ed%81%ac%ec%9d%98-%ea%b8%b0%ec%b4%88-%ed%98%84%ea%b8%88-%ed%9d%90%eb%a6%84-%ea%b4%80%eb%a6%ac%ec%99%80-%ec%86%8c%eb%b9%84-%ed%8c%a8%ed%84%b4-%eb%b6%84%ec%84%9d-BtOROkInuO\">1. \uc7ac\ud14c\ud06c\uc758 \uae30\ucd08: \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc640 \uc18c\ube44 \ud328\ud134 \ubd84\uc11d<\/a><\/li>\n<li><a href=\"#2-%ed%95%a9%eb%a6%ac%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90-%ec%a0%84%eb%9e%b5%ea%b3%bc-%ec%9e%90%ec%82%b0-%eb%b0%b0%eb%b6%84-%ec%a3%bc%ec%8b%9d-%eb%b6%80%eb%8f%99%ec%82%b0-%ea%b7%b8%eb%a6%ac-BtOROkInuO\">2. \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uacfc \uc790\uc0b0 \ubc30\ubd84: \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \uadf8\ub9ac\uace0 \ub300\uccb4 \ud22c\uc790<\/a><\/li>\n<li><a href=\"#3-2030-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%a4%ec%a0%84-%ec%9e%ac%ed%85%8c%ed%81%ac-%ec%a0%84%eb%9e%b5-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac%ec%99%80-%ec%a0%84%eb%ac%b8-BtOROkInuO\">3. 2030 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc2e4\uc804 \uc7ac\ud14c\ud06c \uc804\ub7b5: \uc0ac\ub840 \uc5f0\uad6c\uc640 \uc804\ubb38\uac00 \ud301<\/a><\/li>\n<li><a href=\"#4-%eb%af%b8%eb%9e%98-%eb%8c%80%eb%b9%84-%ec%9e%ac%ed%85%8c%ed%81%ac-%ea%b2%bd%ec%a0%9c-%eb%8f%99%ed%96%a5%ea%b3%bc-%ec%a7%80%ec%86%8d-%ea%b0%80%eb%8a%a5%ed%95%9c-%ed%88%ac%ec%9e%90-%ec%a0%84-BtOROkInuO\">4. \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c: \uacbd\uc81c \ub3d9\ud5a5\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5<\/a><\/li>\n<li><a href=\"#%ea%b0%95%eb%a0%a5%ed%95%9c-%ec%9a%94%ec%95%bd-%eb%b0%8f-%ea%b2%b0%eb%a1%a0-BtOROkInuO\">\uac15\ub825\ud55c \uc694\uc57d \ubc0f \uacb0\ub860<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>    <title id=\"%ec%9b%94%ea%b8%89-250%eb%a7%8c%ec%9b%90%ec%9c%bc%eb%a1%9c-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-2030-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ed%98%84%ec%8b%a4-%ec%9e%ac%ed%85%8c%ed%81%ac-%ec%a0%84%eb%9e%b5-BtOROkInuO\">\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778 \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5<\/title><\/p>\n<h1 id=\"%ec%9b%94%ea%b8%89-250%eb%a7%8c%ec%9b%90%ec%9c%bc%eb%a1%9c-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-2030-%ec%a7%81%ec%9e%a5%ec%9d%b8-%ed%98%84%ec%8b%a4-%ec%9e%ac%ed%85%8c%ed%81%ac-%ec%a0%84%eb%9e%b5-BtOROkInuO\">\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778 \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5<\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/bbphapae.shop\/blog\/wp-content\/uploads\/2025\/05\/ec9b94eab889-250eba78cec9b90ec9cbceba19c-ec8b9cec9e91ed9598eb8a94-2030-eca781ec9ea5ec9db8-ed9884ec8ba4-ec9eaced858ced81ac-eca084eb9eb5.jpeg\" alt=\"\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778 \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5\" \/><\/p>\n<p>\uc624\ub298\ub0a0 2030 \uc138\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ud55c\uc815\ub41c \uc6d4\uae09\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubbf8\ub798\ub97c \uc704\ud55c \uc7ac\ud14c\ud06c\ub97c \uacc4\ud68d\ud558\uba70 \uc548\uc815\ub41c \uacbd\uc81c\uc801 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\uace0\uc790 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8 \uae00\uc5d0\uc11c\ub294 \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \ud604\uc2e4\uc801\uc778 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \uc804\ubb38\uc801\uc778 \uc2dc\uac01\uacfc \ud568\uaed8 \uc0ac\ub840, \ud1b5\uacc4, \uadf8\ub9ac\uace0 \uc2ec\uce35 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc0c1\uc138\ud558\uac8c \ub2e4\ub8e8\uace0\uc790 \ud569\ub2c8\ub2e4. \uac01 \uc139\uc158\uc740 \uc7ac\ud14c\ud06c\uc758 \uae30\ucd08\ubd80\ud130 \uace0\ub3c4\ud654\ub41c \ud22c\uc790\uc804\ub7b5, \uadf8\ub9ac\uace0 \uc2e4\uc804 \uc0ac\ub840 \uc5f0\uad6c\uae4c\uc9c0 4\uac1c\uc758 \uc8fc\uc81c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \ub3c5\uc790\ub4e4\uc774 \uc9c1\uc811 \uc801\uc6a9 \uac00\ub2a5\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubcf8 \uae00\uc758 \ubaa9\uc801\uc740 \ub2e8\uc21c\ud55c \uc7ac\ud14c\ud06c \uc785\ubb38\uc11c\uac00 \uc544\ub2c8\ub77c, \ud604\uba85\ud55c \uc18c\ube44, \uccb4\uacc4\uc801\uc778 \uc790\uc0b0 \uc6b4\uc601, \uadf8\ub9ac\uace0 \uc2dc\uc7a5 \ub3d9\ud5a5\uc744 \ubc18\uc601\ud55c \ud601\uc2e0\uc801\uc778 \ud22c\uc790\uc804\ub7b5\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc18c\uac1c\ud568\uc73c\ub85c\uc368 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc790\uc2e0\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uace0 \uac1c\uc120\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 \ub370 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \uc139\uc158\uc740 10\uac1c \uc774\uc0c1\uc758 \ub2e8\ub77d\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc73c\uba70, \ub2e4\uac01\ub3c4\uc758 \uad00\uc810\uc5d0\uc11c \ubd84\uc11d\ud558\uace0 \ub2e4\uc591\ud55c \uc0ac\ub840\uc640 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uc99d\uba85\ub41c \ub0b4\uc6a9\uc744 \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc740 \uc7ac\ud14c\ud06c \uc804\ubb38\uac00 \ubc0f \uacbd\uc81c \uc804\ubb38\uac00\ub4e4\uc758 \ubd84\uc11d \uc790\ub8cc, \ucd5c\uc2e0 \ud1b5\uacc4 \ub370\uc774\ud130, \uadf8\ub9ac\uace0 \uc2e4\uc81c \uc0ac\ub840 \uc5f0\uad6c\ub97c \ubc14\ud0d5\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \ud22c\uc790\uc640 \uc18c\ube44, \uadf8\ub9ac\uace0 \uc55e\uc73c\ub85c\uc758 \uacbd\uc81c \ub3d9\ud5a5\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud569\ub2c8\ub2e4. \ub610\ud55c \uc774 \uae00\uc5d0\uc11c\ub294 \uc7ac\ud14c\ud06c\uc758 \uae30\ubcf8\uc6d0\uce59, \uad6c\uccb4\uc801\uc778 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131 \uc804\ub7b5, \uadf8\ub9ac\uace0 \ubd88\ud655\uc2e4\ud55c \uacbd\uc81c \uc0c1\ud669\uc5d0\uc11c \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\uace0 \uc99d\uc2dd\ud558\ub294 \ubc29\ubc95 \ub4f1\uc774 \uc0c1\uc138\ud788 \ub2e4\ub904\uc9d1\ub2c8\ub2e4.<\/p>\n<p>\ud55c\ud3b8, \uc7ac\ud14c\ud06c \ubd84\uc57c\ub294 \uc2dc\ub300\uc758 \ubcc0\ud654\uc640 \ud568\uaed8 \ub04a\uc784\uc5c6\uc774 \uc9c4\ud654\ud558\uace0 \uc788\uc5b4 \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83 \uc774\uc0c1\uc758 \uccb4\uacc4\ud654\ub41c \ubd84\uc11d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub9e5\ub77d\uc5d0\uc11c \ubcf8 \uae00\uc740 \ub2e8\uae30\uc801 \uc720\ud589\uc744 \ucad3\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc7a5\uae30\uc801\uc774\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc804\ub7b5\uc744 \uc81c\uc2dc\ud558\uba70, \ub2e4\uc591\ud55c \ubcc0\uc218\uc640 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc29\uc548\uc744 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc544\ub798\uc758 \uac01 \uc139\uc158\uc740 \uc6d4\uae09 250\ub9cc\uc6d0\uc5d0\uc11c \ucd9c\ubc1c\ud558\ub294 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \ud604\uc2e4\uc801\uc778 \uc7ac\ud14c\ud06c\ub97c \uc704\ud55c \uae30\ucd08\ubd80\ud130 \uace0\uae09 \uc804\ub7b5\uae4c\uc9c0 \ub2e8\uacc4\ubcc4\ub85c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uccab \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \uc7ac\ud14c\ud06c \uae30\ubcf8 \uc6d0\uce59\uacfc \uc18c\ube44 \ud328\ud134 \ubd84\uc11d, \ub450 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc2ec\ub3c4 \uc788\ub294 \ubd84\uc11d\uacfc \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5, \uc138 \ubc88\uc9f8 \uc139\uc158\uc5d0\uc11c\ub294 \uc2e4\uc81c \uc0ac\ub840 \ubc0f \uc804\ubb38\uac00 \uc778\ud130\ubdf0\ub97c \ud1b5\ud55c \uc2e4\uc804 \uc7ac\ud14c\ud06c \ud301, \uadf8\ub9ac\uace0 \ub9c8\uc9c0\ub9c9 \uc139\uc158\uc5d0\uc11c\ub294 \uc55e\uc73c\ub85c\uc758 \uacbd\uc81c \ub3d9\ud5a5\uacfc \ubbf8\ub798 \ub300\ube44 \ud22c\uc790 \uc804\ub7b5\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc0b4\ud3b4\ubd05\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \ubcf8 \uae30\uc0ac\ub294 \ubaa8\ub4e0 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc790\uc2e0\uc758 \uc7ac\ubb34 \uac74\uc804\uc131\uc744 \ub192\uc774\uace0, \uc5b4\ub824\uc6b4 \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c\ub3c4 \uc548\uc815\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ucd95\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud55c \uac00\uc774\ub4dc\ub85c\uc11c, \uad6c\uccb4\uc801\uc778 \ud574\uacb0\ucc45\uacfc \uc804\ub7b5\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc774\uc81c \uac01 \uc139\uc158\ubcc4\ub85c \uad6c\uccb4\uc801\uc778 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"1-%ec%9e%ac%ed%85%8c%ed%81%ac%ec%9d%98-%ea%b8%b0%ec%b4%88-%ed%98%84%ea%b8%88-%ed%9d%90%eb%a6%84-%ea%b4%80%eb%a6%ac%ec%99%80-%ec%86%8c%eb%b9%84-%ed%8c%a8%ed%84%b4-%eb%b6%84%ec%84%9d-BtOROkInuO\">1. \uc7ac\ud14c\ud06c\uc758 \uae30\ucd08: \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc640 \uc18c\ube44 \ud328\ud134 \ubd84\uc11d<\/h2>\n<p>\ud604\uc2e4\uc5d0\uc11c \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc0b4\uc544\uac00\ub294 2030 \uc9c1\uc7a5\uc778\ub4e4\uc758 \uc7ac\ud14c\ud06c \uccab \uac78\uc74c\uc740 \uccb4\uacc4\uc801\uc778 \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc640 \uc62c\ubc14\ub978 \uc18c\ube44 \ud328\ud134\uc744 \ud655\ub9bd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ud604\uae08 \uc720\uc785\uacfc \uc720\ucd9c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \ubc29\ubc95, \uc608\uc0b0 \uc218\ub9bd\uc758 \uc911\uc694\uc131, \uadf8\ub9ac\uace0 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ubd84\uc11d\ud558\uc5ec \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \uad6c\uccb4\uc801\uc778 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub17c\uc758\ud569\ub2c8\ub2e4. \uc7ac\uc815 \uacc4\ud68d\uc758 \uae30\ucd08\ub97c \ud0c4\ud0c4\ud788 \ud558\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubc0f \uc790\uc0b0 \uc99d\uc2dd\uc758 \ud575\uc2ec\uc784\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<p>\uba3c\uc800, \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc740 \uc544\ubb34\ub9ac \uc18c\ub4dd\uc774 \uc77c\uc815\ud574\ub3c4 \uc9c0\ucd9c\uc758 \ubd88\uade0\ud615\uc774 \ubd80\ucc44\uc640 \uc7ac\uc815 \uc555\ubc15\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub9ce\uc740 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc6d4\uae09\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \ucda9\ub3d9\uad6c\ub9e4 \ubc0f \ubd88\ud544\uc694\ud55c \uc18c\ube44\ub85c \uc18c\ubaa8\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc774 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucd5c\uadfc \uae08\uc735 \uc18c\ube44\uc790 \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74, 20\ub300\uc640 30\ub300\uc758 \uc57d 60%\uac00 \uc6d4 \ud3c9\uade0 \uc218\uc785\uc758 20% \uc774\uc0c1\uc744 \ucda9\ub3d9\uc801 \uc18c\ube44\uc5d0 \uc0ac\uc6a9\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\uc11c \uccab \ubc88\uc9f8 \ud574\uacb0\ucc45\uc740 \u2018\uc608\uc0b0 \uacc4\ud68d\uc11c\u2019\ub97c \uc791\uc131\ud558\uc5ec \uc6d4\ubcc4, \uc8fc\ubcc4 \uc18c\ube44 \ub0b4\uc5ed\uc744 \uba74\ubc00\ud788 \uae30\ub85d\ud558\uace0 \ubd84\uc11d\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc9c0\ucd9c \ud56d\ubaa9\uc744 \uc138\ubd84\ud654\ud558\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \uccb4\uacc4\uc801\uc778 \uc18c\ube44 \uacc4\ud68d\uc11c\ub97c \uc791\uc131\ud55c \uac00\uad6c\ub294 \uadf8\ub807\uc9c0 \uc54a\uc740 \uac00\uad6c\ubcf4\ub2e4 \ubd88\ud544\uc694 \uc9c0\ucd9c\uc774 \ud3c9\uade0 15% \uc774\uc0c1 \uc904\uc5b4\ub4dc\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc774\ub7ec\ud55c \uae30\ub85d\uc740 \ubbf8\ub798\uc758 \uacbd\uc81c\uc801 \uc704\uae30\ub97c \ub300\ube44\ud558\ub294 \ub370\uc5d0\ub3c4 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8\ub85c, \uc18c\ube44 \ud328\ud134 \ubd84\uc11d\uc740 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \uc18c\ube44 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uace0\uc815 \uc9c0\ucd9c\uacfc \ubcc0\ub3d9 \uc9c0\ucd9c\uc744 \uba85\ud655\ud788 \uad6c\ubd84\ud558\uc5ec, \uace0\uc815 \uc9c0\ucd9c\uc758 \uacbd\uc6b0 \uc6b0\uc120\uc21c\uc704\ub97c \uc815\ud574 \uc808\uac10\ud560 \uc218 \uc788\ub294 \ubd80\ubd84\uc744 \ucc3e\uc544\ub0b4\uace0, \ubcc0\ub3d9 \uc9c0\ucd9c\uc758 \uacbd\uc6b0 \ucda9\ub3d9\uc801 \uc18c\ube44\ub97c \uc5b5\uc81c\ud558\ub294 \uad6c\uccb4\uc801 \ubc29\uc548\uc744 \ub9c8\ub828\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ud56d\ubaa9\uc744 \uaf2d \uc810\uac80\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uc6d4\uc138 \ubc0f \uacf5\uacfc\uae08\uacfc \uac19\uc740 \uace0\uc815 \ube44\uc6a9<\/li>\n<li>\uc2dd\ube44, \uad50\ud1b5\ube44 \ub4f1 \ubcc0\ub3d9 \ube44\uc6a9<\/li>\n<li>\ucde8\ubbf8 \ubc0f \uc5ec\uac00 \ud65c\ub3d9 \ube44\uc6a9<\/li>\n<li>\uae30\ud0c0 \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc6a9 \ud56d\ubaa9<\/li>\n<\/ul>\n<p>\ud2b9\ud788, 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ucd08\uae30 \uacbd\ub825 \ub2e8\uacc4\uc5d0\uc11c \uc18c\ub4dd\uc774 \ub9ce\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0, \uace0\uc815 \uc9c0\ucd9c\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \ud6a8\uc728\uc801\uc778 \ubcc0\ub3d9 \uc9c0\ucd9c \uad00\ub9ac\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c \ub300\uae30\uc5c5\uc5d0 \uadfc\ubb34\ud558\ub294 28\uc138 \uc9c1\uc7a5\uc778\uc740 \uc6d4\uc138\uc640 \uacf5\uacfc\uae08 \ub4f1 \ud544\uc218 \uc9c0\ucd9c\uc5d0\ub9cc \uc6d4\uae09\uc758 40%\ub97c \uc0ac\uc6a9\ud558\uace0, \ub098\uba38\uc9c0 60%\ub97c \uc800\ucd95 \ubc0f \ud22c\uc790\uc5d0 \ub3cc\ub838\uc744 \ub54c \ub2e8\uae30\uac04 \ub0b4\uc5d0\ub3c4 \uc7ac\ubb34 \uc548\uc815\uc744 \uc774\ub8e8\ub294\ub370 \ud070 \ub3c4\uc6c0\uc744 \ubc1b\uc558\ub2e4\ub294 \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ubc1c\ub2ec\uacfc \ub354\ubd88\uc5b4 \ub2e4\uc591\ud55c \uac00\uacc4\ubd80 \uc571\uacfc \uc18c\ube44 \ubd84\uc11d \ud234\uc774 \ub4f1\uc7a5\ud568\uc5d0 \ub530\ub77c, 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc190\uc27d\uac8c \uc790\uc2e0\uc758 \uc18c\ube44 \ub0b4\uc5ed\uc744 \uad00\ub9ac\ud558\uace0 \ubd84\uc11d\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uad00\ub828\ud558\uc5ec \ucd5c\uadfc \ubc1c\ud45c\ub41c \u2018\uc2a4\ub9c8\ud2b8 \uac00\uacc4\ubd80 \uc571\u2019 \uc870\uc0ac \uacb0\uacfc\uc5d0\uc11c\ub294 \uc0ac\uc6a9\uc790\uac00 \uc571\uc744 \ud1b5\ud574 \uc18c\ube44 \ub0b4\uc5ed\uc744 \uc2dc\uac01\ud654\ud558\uc5ec \ubd84\uc11d\ud588\uc744 \ub54c, \ud3c9\uade0\uc801\uc73c\ub85c \uc9c0\ucd9c\uc774 10~20% \uc808\uac10\ub418\ub294 \ud6a8\uacfc\uac00 \uc788\uc5c8\ub2e4\uace0 \ubcf4\uace0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud604\uc2e4\uc801\uc778 \uc7ac\ud14c\ud06c \uae30\ubcf8 \uc6d0\uce59 \uc911 \ud558\ub098\ub294 \u2018\uc800\ucd95\uacfc \uc18c\ube44\uc758 \ubc38\ub7f0\uc2a4\u2019\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc5d0\uc11c \uc790\ub3d9 \uc800\ucd95 \uc2dc\uc2a4\ud15c\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc73c\ub85c, \uc6d4\uae09\uc774 \uc785\uae08\ub418\ub294 \uc989\uc2dc \uc77c\ubd80 \uae08\uc561\uc744 \uc790\ub3d9\uc774\uccb4\ub85c \uc800\ucd95 \uacc4\uc88c\ub85c \uc774\uccb4\ud558\ub294 \uc2dc\uc2a4\ud15c\uc740 \uc18c\ube44 \uc720\ud639\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4. \ud55c \uc5f0\uad6c\uc5d0\uc11c\ub294 \uc790\ub3d9 \uc774\uccb4\ub97c \ud65c\uc6a9\ud55c \uc800\ucd95 \ubc29\uc2dd\uc774 \uc218\ub3d9 \uc800\ucd95 \ubc29\uc2dd\ubcf4\ub2e4 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0 \uc99d\uc2dd\uc5d0 \ub354\uc6b1 \uc720\ub9ac\ud558\ub2e4\ub294 \uacb0\ub860\uc744 \uc81c\uc2dc\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc5d0\uc11c \uc911\uc694\ud55c \ub610 \ub2e4\ub978 \uc694\uc18c\ub294 \u2018\ube44\uc0c1\uae08 \ub9c8\ub828\u2019\uc785\ub2c8\ub2e4. \uc608\uc0c1\uce58 \ubabb\ud55c \uc0c1\ud669\uc5d0 \ub300\ube44\ud558\uc5ec \ucd5c\uc18c 3~6\uac1c\uc6d4\uce58 \uc0dd\ud65c\ube44\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc561\uc744 \ube44\uc0c1\uae08\uc73c\ub85c \ud655\ubcf4\ud574\ub450\uba74, \uac11\uc791\uc2a4\ub7f0 \uc2e4\uc9c1\uc774\ub098 \uacbd\uc81c \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc7ac\uc815\uc801\uc73c\ub85c \uc548\uc815\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uae08\uc735 \uc804\ubb38\uac00\ub4e4\uc740 \ube44\uc0c1\uc790\uae08\uc758 \uc911\uc694\uc131\uc744 \uc5ed\uc124\ud558\uba70, \uc774\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \uac15\ub825\ud558\uac8c \ucd94\ucc9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc18c\ube44 \ud328\ud134 \uac1c\uc120\uc744 \uc704\ud574\uc11c\ub294 \uc815\uae30\uc801\uc778 \uc790\uae30 \uc810\uac80\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc8fc\uae30\uc801\uc73c\ub85c \uc18c\ube44 \ub0b4\uc5ed\uacfc \uc608\uc0b0\uc744 \uc7ac\uac80\ud1a0\ud568\uc73c\ub85c\uc368 \ud604\uc7ac\uc758 \uc18c\ube44 \ud328\ud134\uc774 \uc7a5\uae30\uc801\uc778 \uc7ac\ubb34 \ubaa9\ud45c\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0\ub97c \ud655\uc778\ud558\uace0, \ud544\uc694\uc5d0 \ub530\ub77c \uc18c\ube44 \uc2b5\uad00\uc758 \uc870\uc815\uc744 \uc2e4\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub9e4\uc6d4 \ub9c8\uc9c0\ub9c9 \uc8fc\uc5d0 \uc18c\ube44 \ub0b4\uc5ed\uc744 \uacf5\uc720\ud558\ub294 \ubaa8\uc784\uc774\ub098 \uc628\ub77c\uc778 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \ucc38\uc5ec\ud558\uc5ec \uc11c\ub85c\uc758 \uc18c\ube44 \uc2b5\uad00\uc744 \ube44\uad50\ud558\uace0 \ud53c\ub4dc\ubc31\uc744 \uc8fc\uace0\ubc1b\ub294 \ubc29\ubc95\ub3c4 \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc, \uc7ac\ud14c\ud06c\uc758 \uae30\ucd08\ub294 \uc790\uc2e0\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0, \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \uad00\ub9ac \ubc0f \uc18c\ube44 \ud328\ud134 \uac1c\uc120\uc744 \ud1b5\ud574 \uc9c0\ucd9c\uc744 \ud1b5\uc81c\ud558\ub294 \ub370\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc55e\uc73c\ub85c\uc758 \ud22c\uc790 \ubc0f \uc790\uc0b0 \uc99d\uc2dd \uc804\ub7b5 \uc5ed\uc2dc \uc774 \uae30\ucd08 \uc704\uc5d0 \uad6c\ucd95\ub418\uc5b4\uc57c \ud558\ubbc0\ub85c, 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc774 \ubd80\ubd84\uc5d0 \ud2b9\ud788 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc2e4\uc9c8\uc801\uc73c\ub85c \ub2e4\uc591\ud55c \ucf00\uc774\uc2a4 \uc2a4\ud130\ub514\uc640 \ud1b5\uacc4 \uc790\ub8cc\uac00 \uc774\ub97c \ub4b7\ubc1b\uce68\ud558\uace0 \uc788\uc73c\uba70, \uc7ac\ud14c\ud06c \uc804\ubb38\uac00\ub4e4\uc740 \ud56d\uc0c1 \u2018\uc9c0\ucd9c \uc808\uac10\uacfc \uc800\ucd95 \uc99d\ub300\u2019\uc758 \uae30\ubcf8 \uc6d0\uce59\uc744 \uac15\uc870\ud574\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \ucd9c\ubc1c\ud558\ub294 \uc7ac\ud14c\ud06c\ub294 \ub2e8\uc21c\ud788 \uc18c\ub4dd\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uccb4\uacc4\uc801\uc778 \uacc4\ud68d\uacfc \uafb8\uc900\ud55c \uc2e4\ud589, \uadf8\ub9ac\uace0 \uc790\uc2e0\uc758 \uc18c\ube44 \ud328\ud134\uc744 \ucca0\uc800\ud788 \ubd84\uc11d\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \ub9e4\uc6d4 \uc608\uc0b0\uc744 \uc7ac\uc810\uac80\ud558\uace0, \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uba70, \ubbf8\ub798\ub97c \uc704\ud55c \uc800\ucd95\uacfc \ube44\uc0c1\uae08 \ub9c8\ub828\uc744 \uc6b0\uc120\uc2dc\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uae30\ucd08\uc801\uc778 \uc7ac\ubb34 \uad00\ub9ac \uccb4\uacc4\ub97c \ub9c8\ub828\ud55c \ud6c4\uc5d0\uc57c, \uc548\uc815\uc801\uc778 \ud22c\uc790\uc804\ub7b5\uc744 \ub354\ud574 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ub3c4\ubaa8\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"2-%ed%95%a9%eb%a6%ac%ec%a0%81%ec%9d%b8-%ed%88%ac%ec%9e%90-%ec%a0%84%eb%9e%b5%ea%b3%bc-%ec%9e%90%ec%82%b0-%eb%b0%b0%eb%b6%84-%ec%a3%bc%ec%8b%9d-%eb%b6%80%eb%8f%99%ec%82%b0-%ea%b7%b8%eb%a6%ac-BtOROkInuO\">2. \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uacfc \uc790\uc0b0 \ubc30\ubd84: \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \uadf8\ub9ac\uace0 \ub300\uccb4 \ud22c\uc790<\/h2>\n<p>2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc7ac\ubb34 \uac74\uc804\uc131\uc744 \ub192\uc774\ub824\uba74 \ub2e8\uc21c\ud55c \uc800\ucd95\ub9cc\uc73c\ub85c\ub294 \ud55c\uacc4\uac00 \uc788\uc73c\uba70, \uc77c\uc815 \ubd80\ubd84\uc740 \uc801\uadf9\uc801\uc778 \ud22c\uc790\ub97c \ud1b5\ud574 \uc790\uc0b0\uc744 \uc99d\uc2dd\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc81c\ud55c\ub41c \uc6d4\uae09\uacfc \uacbd\ud5d8 \ubd80\uc871\uc73c\ub85c \uc778\ud574 \ub9ce\uc740 \uc774\ub4e4\uc774 \ud22c\uc790\uc5d0 \ub300\ud55c \ub450\ub824\uc6c0\uc744 \uac16\uae30 \uc26c\uc6b4\ub370, \ubcf8 \uc139\uc158\uc5d0\uc11c\ub294 \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc758 \uc218\ub9bd\uacfc \uc790\uc0b0 \ubc30\ubd84\uc758 \uc911\uc694\uc131\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \ub2e4\ub8e8\uace0\uc790 \ud569\ub2c8\ub2e4. \ud22c\uc790 \ubd84\uc57c\uc5d0\uc11c \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0, \uadf8\ub9ac\uace0 \ub300\uccb4 \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \uc635\uc158\uc744 \ubd84\uc11d\ud558\uace0, \uac01 \ud22c\uc790 \ud615\ud0dc\uc758 \uc7a5\ub2e8\uc810\uacfc \uc801\uc6a9 \uc0ac\ub840\ub97c \ud1b5\ud574 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba3c\uc800, \uc8fc\uc2dd \ud22c\uc790\ub294 \ube44\uad50\uc801 \uc18c\uc561\ubd80\ud130 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \ubc29\uc2dd\uc73c\ub85c, \uae30\uc5c5\uc758 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ubbff\uace0 \ud22c\uc790\ud558\ub294 \ud589\uc704\uc785\ub2c8\ub2e4. \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uac1c\ubcc4 \uc8fc\uc2dd \ud22c\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\ub098 \uc778\ub371\uc2a4 \ud380\ub4dc\ub97c \ud1b5\ud574 \ubd84\uc0b0\ud22c\uc790\ub97c \ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc2e4\uc81c \ud1b5\uacc4\uc5d0 \uc758\ud558\uba74, \ucd08\ubcf4 \ud22c\uc790\uc790\ub4e4\uc774 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \uc9c1\uc811 \uc9c4\uc785\ud560 \uacbd\uc6b0 \ucd08\uae30 \uc190\uc2e4\uc744 \uacbd\ud5d8\ud558\ub294 \ube44\uc728\uc774 \ub192\uc73c\ub098, \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc2dc\uc7a5 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 \ud380\ub4dc\uc0c1\ud488\uc73c\ub85c \uc804\ud658\ud560 \uacbd\uc6b0 \ud3c9\uade0 \uc5f0 7~8%\uc758 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8\ub85c, \ubd80\ub3d9\uc0b0 \ud22c\uc790\ub294 \ub192\uc740 \ucd08\uae30 \ud22c\uc790\ube44\uc6a9\uacfc \uc7a5\uae30\uc801 \uc548\ubaa9\uc774 \ud544\uc694\ud55c \ud22c\uc790 \ubc29\uc2dd\uc785\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \ubd80\ub3d9\uc0b0\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud558\uae30\ub294 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc73c\ub098, REITs(\ub9ac\uce20)\uc640 \uac19\uc740 \ubd80\ub3d9\uc0b0 \uad00\ub828 \ud380\ub4dc\ub97c \ud1b5\ud574 \uc18c\uc561\uc73c\ub85c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucd5c\uadfc \uae08\uc735 \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \ub9ac\uce20 \ud22c\uc790 \uc0c1\ud488\uc740 \uc77c\ubc18 \uc8fc\uc2dd \ub300\ube44 \uc548\uc815\ub41c \uc218\uc775\ub960\uacfc \ud568\uaed8 \uc790\ubcf8 \uc774\ub4dd\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud560 \uc218 \uc788\uc5b4, \uc548\uc815\uc131\uacfc \uc131\uc7a5\uc131\uc744 \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc778\uae30\uac00 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud22c\uc790\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc7ac\ubb34 \uc804\ubb38\uac00\ub4e4\uc740 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ud63c\ud569\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc774 \ud544\uc218\uc801\uc774\ub77c\uace0 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc0b0 \ubc30\ubd84\uc758 \uae30\ubcf8 \uc6d0\uce59\uc740 \ud22c\uc790\uc790 \uac1c\uc778\uc758 \uc704\ud5d8 \uc120\ud638\ub3c4, \ud22c\uc790 \uae30\uac04, \uadf8\ub9ac\uace0 \uc7ac\uc815 \uc5ec\uac74 \ub4f1\uc744 \uace0\ub824\ud558\uc5ec \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0, \ub300\uccb4 \ud22c\uc790 \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uad70\uc5d0 \uc801\uc808\ud788 \ubd84\ubc30\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubcf4\uc218\uc801\uc778 \ud22c\uc790\uc790\ub77c\uba74 \uc804\uccb4 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 60% \uc774\uc0c1\uc744 \uc548\uc815\uc801\uc778 \ucc44\uad8c \ubc0f \uc608\uae08 \uc0c1\ud488\uc5d0 \ubc30\ubd84\ud558\uace0, \ub098\uba38\uc9c0 40%\ub97c \uc8fc\uc2dd\uacfc \ubd80\ub3d9\uc0b0 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\ub294 \uc2dd\uc73c\ub85c \uad6c\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788, \ucd5c\uadfc \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\ub294 ESG(\ud658\uacbd, \uc0ac\ud68c, \uc9c0\ubc30\uad6c\uc870) \ud22c\uc790\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \ud2b8\ub80c\ub4dc\uac00 \ubd80\uc0c1\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 2030 \uc138\ub300\uc5d0\uac8c \ud070 \uad00\uc2ec\uc0ac\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uc790 \ubc29\uc2dd\uc740 \ub2e8\uc21c\ud55c \uc218\uc775 \ucc3d\ucd9c\uc744 \ub118\uc5b4, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc131\uc744 \ucd94\uad6c\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \ubbf8\ub798 \uc720\ub9dd \ud22c\uc790 \uc804\ub7b5\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc0ac\ub840\ub85c, ESG \ud22c\uc790 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc5f0\ud3c9\uade0 \uc218\uc775\ub960\uc774 \uc804\ud1b5\uc801\uc778 \ud22c\uc790\uc0c1\ud488\uc744 \uc0c1\ud68c\ud558\ub294 \uacbd\uc6b0\uac00 \ubcf4\uace0\ub41c \ubc14 \uc788\uc73c\uba70, \ud5a5\ud6c4 \ub354\uc6b1 \uc911\uc694\uc131\uc774 \ub300\ub450\ub420 \uc804\ub9dd\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud22c\uc790 \uacfc\uc815\uc5d0\uc11c\ub294 \uafb8\uc900\ud55c \uc815\ubcf4 \uc5c5\ub370\uc774\ud2b8\uc640 \uc2dc\uc7a5 \ubd84\uc11d\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uacbd\uc81c \uc9c0\ud45c, \uae30\uc5c5 \uc2e4\uc801, \uae00\ub85c\ubc8c \uacbd\uc81c \ub3d9\ud5a5 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc778\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud558\uba70, \uc774\ub97c \uc704\ud574 \uae08\uc735 \uad00\ub828 \uc804\ubb38 \ub9e4\uccb4, \ub9ac\uc11c\uce58 \ubcf4\uace0\uc11c, \uadf8\ub9ac\uace0 \uc804\ubb38\uac00 \uc778\ud130\ubdf0 \ub4f1\uc744 \ucc38\uace0\ud558\ub294 \uac83\uc774 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ucd5c\uadfc \ud55c \uc870\uc0ac\uc5d0\uc11c\ub294, \uc815\uae30\uc801\uc73c\ub85c \uae08\uc735 \ub274\uc2a4\ub97c \ud655\uc778\ud558\uace0 \ud22c\uc790 \uad00\ub828 \uc11c\uc801\uc744 \uc77d\ub294 \ud22c\uc790\uc790\ub4e4\uc758 \uc131\uacf5\ub960\uc774 \uadf8\ub807\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub4e4\ubcf4\ub2e4 \ud3c9\uade0 20% \uc774\uc0c1 \ub192\uc558\ub2e4\ub294 \uacb0\uacfc\uac00 \ub098\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc640 \ud568\uaed8, \ud22c\uc790\uc5d0\ub294 \ubc18\ub4dc\uc2dc \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc774 \ub530\ub77c\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc740 \uc5b8\uc81c\ub4e0\uc9c0 \ubc1c\uc0dd\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc190\uc808\ub9e4 \uae30\uc900 \uc124\uc815, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub9ac\ubc38\ub7f0\uc2f1, \ube44\uc0c1\uae08 \ud655\ubcf4 \ub4f1\uc758 \uc804\ub7b5\uc740 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c \ud22c\uc790 \uc804\ubb38\uac00\ub294 \u201c\ud55c \ubc88\uc758 \ucc44\uc0b0\uc131 \uc88b\uc740 \ud22c\uc790\ubcf4\ub2e4 \uafb8\uc900\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \ud1b5\ud574 \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc744 \ub3c4\ubaa8\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud558\ub2e4\u201d\ub77c\uace0 \ub9d0\ud558\uba70, \ubd84\uc0b0 \ud22c\uc790\uc640 \uc8fc\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uc744 \uad8c\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ud22c\uc790 \ucd08\uae30\uc5d0 \uac00\uc7a5 \ud070 \uc7a5\uc560\ubb3c \uc911 \ud558\ub098\ub294 \uc815\ubcf4\uc758 \ube44\ub300\uce6d\uc131\uc785\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ud22c\uc790 \uacbd\ud5d8\uc774 \ubd80\uc871\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ucd08\uae30\uc5d0\ub294 \uc18c\uc561 \ud22c\uc790\ub85c \uc2dc\uc791\ud558\uc5ec \uc2dc\uc7a5\uc758 \ud750\ub984\uc744 \ud30c\uc545\ud55c \ud6c4 \uc810\ucc28 \ud22c\uc790 \uae08\uc561\uc744 \ud655\ub300\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc5ec\ub7ec \uae08\uc735 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc774\ub098 \uc628\ub77c\uc778 \uc138\ubbf8\ub098, \ud22c\uc790 \ub3d9\ud638\ud68c \ub4f1\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uc774\ub7ec\ud55c \ucee4\ubba4\ub2c8\ud2f0 \ud65c\ub3d9\uc740 \ud22c\uc790\uc5d0 \ub300\ud55c \uc790\uc2e0\uac10\uc744 \ub192\uc774\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ud22c\uc790 \uc804\ub7b5\uc5d0 \uc788\uc5b4 \uac00\uc7a5 \uc911\uc694\ud55c \ud575\uc2ec \uc694\uc778\uc740 \u2018\uc7a5\uae30\uc801 \uad00\uc810\u2019\uc785\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uae30\ubcf4\ub2e4\ub294, \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uafb8\uc900\ud788 \uc774\ub97c \uc774\ud589\ud558\ub294 \uac83\uc774 \ud544\uc218\uc785\ub2c8\ub2e4. \ud55c \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \uc7a5\uae30 \ud22c\uc790\uc790\ub4e4\uc758 \ud3c9\uade0 \uc218\uc775\ub960\uc740 \ub2e8\uae30 \ud22c\uc790\uc790\ub4e4\ubcf4\ub2e4 30% \uc774\uc0c1 \ub192\uc740 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc73c\uba70, \uc774\ub4e4\uc740 \uc8fc\uae30\uc801\uc778 \ub9ac\ubc38\ub7f0\uc2f1\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc885\ud569\ud558\uba74, 2030 \uc9c1\uc7a5\uc778\uc774 \uc6d4\uae09 250\ub9cc\uc6d0\uc5d0\uc11c \ucd9c\ubc1c\ud558\uc5ec \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4\uba74, \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \ubc0f \ub300\uccb4 \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ub300\ud55c \uc774\ud574\uc640 \uc804\ub7b5\uc801 \ubc30\ubd84\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ud22c\uc790 \ub300\uc0c1 \uc120\ud0dd, \uc790\uc0b0 \ubc30\ubd84 \ube44\uc728 \uacb0\uc815, \uadf8\ub9ac\uace0 \uc9c0\uc18d\uc801\uc778 \uc2dc\uc7a5 \ubaa8\ub2c8\ud130\ub9c1 \ub4f1\uc740 \ubaa8\ub450 \uc790\uc0b0 \uc99d\uc2dd\uacfc \uc7ac\uc815 \uc548\uc804\ub9dd\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \uc911\ucd94\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc810\uc744 \uace0\ub824\ud560 \ub54c, \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc740 \ub2e8\uc21c\ud788 \ud55c \uac00\uc9c0 \uc218\ub2e8\uc5d0 \uc758\uc874\ud558\uae30\ubcf4\ub2e4\ub294 \ub2e4\uc591\ud55c \ud22c\uc790 \uc635\uc158\uc744 \ud1b5\ud569\ud558\uc5ec \uad6c\uc131\ud574\uc57c \ud558\uba70, \uc774\ub294 \uacb0\uad6d \uc7ac\ud14c\ud06c\uc758 \uc548\uc815\uc131\uacfc \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \uae38\uc785\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uacfc \uc790\uc0b0 \ubc30\ubd84\uc740 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc6d4\uae09 250\ub9cc\uc6d0\uc758 \ud55c\uacc4\ub97c \uadf9\ubcf5\ud558\uace0 \uc7ac\ubb34\uc801 \ub3c5\ub9bd\uc744 \ud5a5\ud574 \ub098\uc544\uac00\ub294 \ub370 \uc788\uc5b4\uc11c \ud575\uc2ec \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc0c1\ud488\uc744 \uc120\uc815\ud558\uace0, \uccb4\uacc4\uc801\uc778 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc0f \uc7a5\uae30\uc801 \ud22c\uc790 \ubaa9\ud45c \uc124\uc815\uc744 \ud1b5\ud574 \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc131\uc744 \uadf9\ubcf5\ud558\ub294 \ubc29\ubc95\uc744 \uc775\ud788\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub610\ud55c, \ucd5c\uc2e0 \uae08\uc735 \ud2b8\ub80c\ub4dc\uc640 ESG \ud22c\uc790\uc640 \uac19\uc740 \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \uc694\uc18c\ub4e4\uc744 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ubc18\uc601\ud568\uc73c\ub85c\uc368, \ub2e8\uae30\uc801\uc778 \uc131\uacfc\ubfd0 \uc544\ub2c8\ub77c \uc7a5\uae30\uc801\uc778 \uc7ac\ubb34 \uc548\uc815\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"3-2030-%ec%a7%81%ec%9e%a5%ec%9d%b8%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%8b%a4%ec%a0%84-%ec%9e%ac%ed%85%8c%ed%81%ac-%ec%a0%84%eb%9e%b5-%ec%82%ac%eb%a1%80-%ec%97%b0%ea%b5%ac%ec%99%80-%ec%a0%84%eb%ac%b8-BtOROkInuO\">3. 2030 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \uc2e4\uc804 \uc7ac\ud14c\ud06c \uc804\ub7b5: \uc0ac\ub840 \uc5f0\uad6c\uc640 \uc804\ubb38\uac00 \ud301<\/h2>\n<p>\uc2e4\uc81c \uc0ac\ub840\uc640 \uc804\ubb38\uac00 \uc778\ud130\ubdf0\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \uc2e4\uc804 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc740 \uc774\ub860\uc801\uc778 \ub17c\uc758\ub97c \ucd08\uc6d4\ud558\uc5ec 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc2e4\uc81c \uc0dd\ud65c\uc5d0\uc11c \uc801\uc6a9\ud560 \uc218 \uc788\ub294 \uad6c\uccb4\uc801\uc778 \uc804\ub7b5\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uc131\uacf5 \ubc0f \uc2e4\ud328 \uc0ac\ub840\ub97c \ud1b5\ud574 \uc5b4\ub5a4 \uc804\ub7b5\uc774 \ud6a8\uacfc\uc801\uc774\uc5c8\ub294\uc9c0\ub97c \uc0c1\uc138\ud788 \ubd84\uc11d\ud558\uace0, \uc804\ubb38\uac00\ub4e4\uc774 \uc81c\uc548\ud558\ub294 \ud604\uc2e4\uc801\uc778 \ud301\ub4e4\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4. \uc2e4\uc81c \uc0ac\ub840\ub294 \ub2e8\uc21c\ud55c \uc774\ub860\uc744 \ub118\uc5b4, \ud604\uc7a5\uc5d0\uc11c \ub9c8\uc8fc\uce58\ub294 \uc5ec\ub7ec \ubcc0\uc218\uc640 \ub3c4\uc804\uc744 \uadf9\ubcf5\ud558\ub294 \ub370 \uc788\uc5b4 \uc911\uc694\ud55c \ucc38\uace0\uc790\ub8cc\uac00 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uccab \ubc88\uc9f8 \uc0ac\ub840\ub85c, A\uc528\uc758 \uc774\uc57c\uae30\ub97c \ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. A\uc528\ub294 \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\uc600\uc73c\ub098, \uccb4\uacc4\uc801\uc778 \uc608\uc0b0 \uacc4\ud68d\uacfc \uc815\uae30\uc801\uc778 \uac00\uacc4\ubd80 \uc791\uc131, \uadf8\ub9ac\uace0 \uc18c\uc561\uc758 \uc8fc\uc2dd \ubc0f ETF \ud22c\uc790\ub97c \ubcd1\ud589\ud558\uba74\uc11c 3\ub144 \ub9cc\uc5d0 \uc790\uc0b0\uc758 \uae30\ucd08\ub97c \ub2e4\uc84c\uc2b5\ub2c8\ub2e4. A\uc528\ub294 \ub9e4\ub2ec \uc218\uc785\uc758 20%\ub97c \uc790\ub3d9 \uc800\ucd95 \uacc4\uc88c\ub85c \uc774\uccb4\ud558\uace0, \ub098\uba38\uc9c0 \uae08\uc561\uc740 \uc0dd\ud65c\ube44\uc640 \ud22c\uc790\uc5d0 \ud560\ub2f9\ud558\uc600\uc2b5\ub2c8\ub2e4. \uadf8\uc758 \uc804\ub7b5\uc740 \uae30\ubcf8\uc801\uc73c\ub85c \u2018\uc18c\ube44 \uad00\ub9ac \u2013 \uc800\ucd95 \u2013 \ud22c\uc790\u2019\uc758 \ud328\ud134\uc744 \uacac\uc9c0\ud558\uba70, \uc791\uc740 \uc131\uacf5 \uacbd\ud5d8\uc744 \ud1b5\ud574 \uc810\ucc28 \ud22c\uc790 \uae08\uc561\uc744 \ub298\ub824\uac14\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610 \ub2e4\ub978 \uc0ac\ub840\ub85c, B\uc528\ub294 \ucd08\uae30\uc5d0\ub294 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc774 \ubd80\uc871\ud558\uc5ec \uc5ec\ub7ec \ubc88\uc758 \uc2e4\ud328\ub97c \uacaa\uc5c8\uc9c0\ub9cc, \ud22c\uc790 \uad50\uc721\uacfc \ubaa8\uc758 \ud22c\uc790 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uae30\ucd08\ub97c \ub2e4\uc9c4 \ud6c4 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ubc1b\uc544 \ubd84\uc0b0 \ud22c\uc790 \uc804\ub7b5\uc744 \ub3c4\uc785\ud558\uc600\uc2b5\ub2c8\ub2e4. B\uc528\ub294 \uae30\uc874\uc758 \ub2e8\uc77c \uc8fc\uc2dd \ud22c\uc790 \ub300\uc2e0, \ub2e4\uc591\ud55c ETF\uc640 \ucc44\uad8c \uc0c1\ud488\uc5d0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ubd84\uc0b0\uc2dc\ud0b4\uc73c\ub85c\uc368 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74, \uc774\ub7ec\ud55c \ubd84\uc0b0 \ud22c\uc790 \ubc29\uc2dd\uc740 \ub3d9\uc77c \uc2dc\uae30\uc5d0 \ub2e8\uc77c \uc8fc\uc2dd \ud22c\uc790 \ub300\ube44 \ud3c9\uade0 25% \uc774\uc0c1\uc758 \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud55c \uc0ac\ub840\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc9c0\uc5ed \ucee4\ubba4\ub2c8\ud2f0\uc640 \ud22c\uc790 \ub3d9\ud638\ud68c\uc5d0 \uc18c\uc18d\ub418\uc5b4 \uc8fc\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uacf5\uc720\ud558\uace0 \ud53c\ub4dc\ubc31\uc744 \ubc1b\ub294 B\uc528\uc758 \uc0ac\ub840\ub294, \ucd08\uae30 \ud22c\uc790\uc790\ub4e4\uc774 \ud63c\uc790\uc11c \uacaa\uae30 \uc26c\uc6b4 \uc2ec\ub9ac\uc801 \ubd88\uc548\uac10\uc744 \uadf9\ubcf5\ud558\ub294 \ub370\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\ub294 \uc810\uc744 \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ud22c\uc790 \ub3d9\ud638\ud68c\uc5d0\uc11c \uc9c4\ud589\ub418\ub294 \uc815\uae30 \ubaa8\uc784\uacfc \uc628\ub77c\uc778 \ud3ec\ub7fc\uc740 \ucd5c\uc2e0 \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \ud22c\uc790 \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ub3d9\uc2dc\uc5d0, \uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \uc120\ubc30 \ud22c\uc790\uc790\ub4e4\uc758 \uc870\uc5b8\uc744 \uc9c1\uc811 \ub4e4\uc744 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc804\ubb38\uac00\ub4e4\uc740 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc2e4\uc804 \ud22c\uc790\uc5d0 \ub6f0\uc5b4\ub4e4\uae30 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \u2018\ub9ac\uc2a4\ud06c \uad00\ub9ac\u2019\uc5d0 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud55c\ub2e4\uace0 \uc870\uc5b8\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ud55c \uc7ac\ubb34 \uc124\uacc4 \uc804\ubb38\uac00\ub294 \u201c\ud22c\uc790\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \uc2b9\ubd80\ub97c \ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ub04a\uc784\uc5c6\uc774 \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\uace0 \ud1b5\uc81c\ud558\ub294 \uac83\u201d\uc774\ub77c\uba70, \uc190\uc2e4\uc744 \uc81c\ud55c\ud560 \uc218 \uc788\ub294 \uc190\uc808\ub9e4 \uae30\uc900 \uc124\uc815\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\uac01\ud654\ub97c \uad8c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c, \uad6d\ub0b4 \uc8fc\uc694 \uae08\uc735 \uae30\uad00\uc5d0\uc11c \ubc1c\ud45c\ud55c \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74, \ub9ac\uc2a4\ud06c \uad00\ub9ac \uccb4\uacc4\ub97c \uac16\ucd98 \ud22c\uc790\uc790\ub4e4\uc758 \ud3c9\uade0 \uc5f0 \uc218\uc775\ub960\uc740 \uadf8\ub807\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\ub4e4\ubcf4\ub2e4 15~20% \ub192\uc740 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e4\uc804 \ud22c\uc790 \uc804\ub7b5\uc5d0\uc11c\ub294 \u2018\uc790\uae30\uc8fc\ub3c4\uc801 \ud559\uc2b5\u2019\uacfc \u2018\uc815\ubcf4\uc758 \uc2e0\ub8b0\ub3c4\u2019\uac00 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ub2e4\uc591\ud55c \uc628\ub77c\uc778 \uac15\uc758, \ud22c\uc790 \uad00\ub828 \ub3c4\uc11c, \uadf8\ub9ac\uace0 \uc138\ubbf8\ub098 \ub4f1\uc744 \ud1b5\ud574 \uc2a4\uc2a4\ub85c \uae08\uc735 \uc9c0\uc2dd\uc744 \uc313\uc544\uc57c \ud558\uba70, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uc804\ubb38\uac00\ub4e4\uc758 \uc758\uacac\uacfc \uc2dc\uc7a5 \uc870\uc0ac\ub97c \uc885\ud569\ud558\uc5ec \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud569\ub2c8\ub2e4. \ucd5c\uadfc \ud55c \uc870\uc0ac\uc5d0\uc11c\ub294, \uafb8\uc900\ud788 \uae08\uc735 \uad00\ub828 \uad50\uc721\uc744 \ubc1b\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \ub2e8\uc21c\ud55c \ud22c\uae30 \ubaa9\uc801\uc758 \ud22c\uc790\uc790\ubcf4\ub2e4 \ud3c9\uade0 \uc218\uc775\ub960\uc774 10~15% \ud3ec\uc778\ud2b8 \ub192\uc558\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \ubc1c\ud45c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc804\uc5d0\uc11c \ubc18\ub4dc\uc2dc \uace0\ub824\ud574\uc57c \ud560 \ub610 \ub2e4\ub978 \uc694\uc18c\ub294 \u2018\uac10\uc815 \uad00\ub9ac\u2019\uc785\ub2c8\ub2e4. \ud22c\uc790 \uacfc\uc815\uc5d0\uc11c\uc758 \uc2ec\ub9ac\uc801 \uc555\ubc15\uacfc \uc2a4\ud2b8\ub808\uc2a4\ub294 \uc798\ubabb\ub41c \ud22c\uc790 \uacb0\uc815\uc744 \ubd80\ub97c \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \ud3c9\uc815\uc2ec\uc744 \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc744 \uc2a4\uc2a4\ub85c \uac1c\ubc1c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \ud22c\uc790\uc790\uac00 \uadf9\ub2e8\uc801\uc778 \uc2dc\uc7a5 \ubcc0\ub3d9\uc774\ub098 \ub2e8\uae30 \uc190\uc2e4\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\ub3c4\ub85d, \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \ube44\uc804\uacfc \uc804\ub7b5\uc744 \uc138\uc6b8 \uac83\uc744 \uad8c\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc2e4\uc81c\ub85c \ub9ce\uc740 \ud22c\uc790 \uc131\uacf5 \uc0ac\ub840\uc5d0\uc11c \uc774\ub7ec\ud55c \uc2ec\ub9ac\uc801 \uc548\uc815\uc774 \ud070 \uc5ed\ud560\uc744 \ud55c \uac83\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2e4\uc804 \ud22c\uc790\uc5d0\uc11c\ub294 \ubaa9\ud45c \uc124\uc815\uc774 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub2e8\uae30\uc801\uc778 \uc218\uc775\uc5d0\ub9cc \ucd08\uc810\uc744 \ub9de\ucd94\uae30\ubcf4\ub2e4\ub294, 5\ub144, 10\ub144, \ud639\uc740 \uadf8 \uc774\uc0c1\uc758 \uc7a5\uae30 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uc774\uc5d0 \ub530\ub978 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ud55c \uc0ac\ub840\uc5d0\uc11c\ub294, \ucd08\uae30 \ud22c\uc790 \ubaa9\ud45c\ub97c \u2018\ube44\uc0c1\uae08 \ub9c8\ub828\u2019\uacfc \u2018\uc18c\uaddc\ubaa8 \uc790\uc0b0 \ucd95\uc801\u2019\uc5d0\uc11c \uc2dc\uc791\ud558\uc5ec, \uc810\ucc28 \u2018\uc790\uc0b0 \uc99d\uc2dd\u2019\uacfc \u2018\uacbd\uc81c\uc801 \ub3c5\ub9bd\u2019\uc73c\ub85c \ubaa9\ud45c\ub97c \ud655\ub300\ud55c \ud6c4, \uafb8\uc900\ud55c \ud22c\uc790\uc640 \uc9c0\uc18d\uc801\uc778 \uc804\ub7b5 \uc218\uc815\uc73c\ub85c \uafc8\uc5d0 \ub2e4\uac00\uac04 \uc0ac\ub840\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubaa9\ud45c \ub2ec\uc131 \uacfc\uc815\uc5d0\uc11c \uc815\uae30\uc801\uc778 \uc131\uacfc \uc810\uac80\uacfc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub9ac\ubc38\ub7f0\uc2f1\uc774 \ud544\uc218\uc801\uc784\uc744 \uc804\ubb38\uac00\ub4e4\uc740 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\uc640 \ud540\ud14c\ud06c\uc758 \ubc1c\uc804\uc740 \uc2e4\uc804 \ud22c\uc790 \uc804\ub7b5\uc5d0 \ud601\uc2e0\uc801\uc778 \ubcc0\ud654\ub97c \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0 \uc571\uacfc \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uac70\ub798, \ub370\uc774\ud130 \ubd84\uc11d \ub3c4\uad6c\uc758 \ud65c\uc6a9 \ub4f1\uc740 \uc80a\uc740 \ud22c\uc790\uc790\ub4e4\uc774 \uc27d\uace0 \ube60\ub974\uac8c \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ucd5c\uc2e0 \ud540\ud14c\ud06c \uc571\ub4e4\uc740 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub9de\ucda4\ud615 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ub3c4\uad6c\uc640 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubd84\uc11d \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec, \ubcf4\ub2e4 \uacfc\ud559\uc801\uc778 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc98\ub7fc, \uc2e4\uc804 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uc218\ud589\ud558\uae30 \uc704\ud574\uc11c\ub294 \uccb4\uacc4\uc801\uc778 \uad50\uc721, \uafb8\uc900\ud55c \uc815\ubcf4 \uc2b5\ub4dd, \uadf8\ub9ac\uace0 \uac10\uc815\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \ubc18\ub4dc\uc2dc \ub530\ub77c\uc57c \ud569\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc2a4\uc2a4\ub85c\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\ub97c \uc9c4\ub2e8\ud558\uace0, \uc804\ubb38\uac00\ub4e4\uc758 \uc870\uc5b8\uacfc \uc2e4\uc81c \uc0ac\ub840\ub97c \ucc38\uace0\ud558\uc5ec \ub9de\ucda4\ud615 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \ub54c, \ub2e8\uae30\uc801\uc778 \uc2e4\ud328\ub97c \uadf9\ubcf5\ud558\uace0 \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc131\uacf5\uc744 \uc774\ub8f0 \uac00\ub2a5\uc131\uc774 \ub9e4\uc6b0 \ub192\uc544\uc9d1\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc0ac\ub840\uc640 \uc804\ubb38\uac00 \ud301\uc744 \uc885\ud569\ud560 \ub54c, \uc131\uacf5\uc801\uc778 \uc7ac\ud14c\ud06c\ub294 \uc791\uc740 \uc2b5\uad00\uc758 \ubcc0\ud654\uc640 \uc9c0\uc18d\uc801\uc778 \ub178\ub825, \uadf8\ub9ac\uace0 \uccb4\uacc4\uc801\uc778 \uc815\ubcf4 \uad00\ub9ac\uc5d0\uc11c \ube44\ub86f\ub41c\ub2e4\ub294 \uacb0\ub860\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc2e4\uc804 \ud22c\uc790\uc5d0 \ub6f0\uc5b4\ub4e4\uae30 \uc704\ud574\uc11c\ub294 \uba3c\uc800 \uae30\ucd08 \uc7ac\uc815 \uad00\ub9ac \uccb4\uacc4\ub97c \ud655\ub9bd\ud558\uace0, \uc774\ud6c4 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uacfc \ub2e4\uc591\ud55c \uc0ac\ub840\ub97c \ubd84\uc11d\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ud22c\uc790 \uc804\ub7b5\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc2e4\uc804\uc5d0\uc11c\uc758 \uacbd\ud5d8, \uc815\ubcf4\uc758 \ucd95\uc801, \uadf8\ub9ac\uace0 \uac10\uc815 \uad00\ub9ac\uac00 \uc5b4\uc6b0\ub7ec\uc9c8 \ub54c, \ube44\ub85c\uc18c \uc6d4\uae09 250\ub9cc\uc6d0\uc5d0\uc11c\ub3c4 \ucd9c\ubc1c\ud558\uc5ec \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc774\uace0 \uc131\uacf5\uc801\uc778 \uc7ac\ud14c\ud06c\ub97c \uc774\ub8f0 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"4-%eb%af%b8%eb%9e%98-%eb%8c%80%eb%b9%84-%ec%9e%ac%ed%85%8c%ed%81%ac-%ea%b2%bd%ec%a0%9c-%eb%8f%99%ed%96%a5%ea%b3%bc-%ec%a7%80%ec%86%8d-%ea%b0%80%eb%8a%a5%ed%95%9c-%ed%88%ac%ec%9e%90-%ec%a0%84-BtOROkInuO\">4. \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c: \uacbd\uc81c \ub3d9\ud5a5\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5<\/h2>\n<p>\ubbf8\ub798 \uacbd\uc81c\uc758 \ubd88\ud655\uc2e4\uc131 \uc18d\uc5d0\uc11c \uc548\uc815\uc801\uc778 \uc7ac\ubb34 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\uae30 \uc704\ud574\uc11c\ub294, \ub2e8\uae30\uc801 \ud22c\uc790 \uc804\ub7b5\ubfd0 \uc544\ub2c8\ub77c \uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ud5a5\ud6c4 \uacbd\uc81c \ub3d9\ud5a5, \uae00\ub85c\ubc8c \ubc0f \uad6d\ub0b4 \uacbd\uc81c \uc804\ub9dd, \uadf8\ub9ac\uace0 \uc778\uacf5\uc9c0\ub2a5, \ube45\ub370\uc774\ud130 \ub4f1 \ucca8\ub2e8 \uae30\uc220\uc774 \uc7ac\ud14c\ud06c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 \ub4f1 \ubbf8\ub798 \ud2b8\ub80c\ub4dc\ub97c \ubc18\uc601\ud55c \ud22c\uc790 \uc804\ub7b5\uc5d0 \ub300\ud574 \uc2ec\ub3c4 \uc788\uac8c \ubd84\uc11d\ud569\ub2c8\ub2e4. \ub610\ud55c, \uae30\uc220 \ubc1c\uc804\uacfc \ud658\uacbd \ubcc0\ud654\uc5d0 \ub530\ub978 \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\uace0, \uc774\ub97c \uccb4\uacc4\uc801\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ubc18\uc601\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c\ub3c4 \uad6c\uccb4\uc801\uc73c\ub85c \ub17c\uc758\ud569\ub2c8\ub2e4.<\/p>\n<p>\uccab\uc9f8, \ucd5c\uadfc \uc138\uacc4 \uacbd\uc81c\ub294 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uc774\ud6c4 \ube60\ub974\uac8c \uc804\ud658\uc810\uc744 \ub9de\uc774\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd\uc758 \ubcc0\ud654, \ub514\uc9c0\ud138 \uc804\ud658 \uac00\uc18d\ud654, \uadf8\ub9ac\uace0 \uae30\ud6c4\ubcc0\ud654 \ub300\uc751 \ub4f1 \uc5ec\ub7ec \uc694\uc778\uc774 \uacbd\uc81c \uad6c\uc870\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \ub2e8\uc21c\ud788 \ub2e8\uae30\uc801\uc778 \uc774\uc288\ub97c \ub118\uc5b4\uc11c, \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uc9c0\uc18d\uc801\uc73c\ub85c \uc7ac\ud14c\ud06c \uc804\ub7b5\uc5d0 \ubc18\uc601\ub418\uc5b4\uc57c \ud560 \uc911\uc694\ud55c \ubcc0\uc218\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub2e4\uc591\ud55c \uc5f0\uad6c \uc790\ub8cc\uc640 \uacbd\uc81c \ubd84\uc11d \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ud32c\ub370\ubbf9 \uc774\ud6c4 \uae30\uc220 \uc911\uc2ec \uc0b0\uc5c5 \ubc0f \uce5c\ud658\uacbd \ud22c\uc790 \uc0c1\ud488\ub4e4\uc774 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 enabler \uc5ed\ud560\uc744 \ud560 \uac83\uc73c\ub85c \uc608\uce21\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8, \uc774\ub7ec\ud55c \ubbf8\ub798 \uacbd\uc81c \ub3d9\ud5a5\uc5d0 \ub300\ube44\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \ub2e8\uc21c\ud55c \uae08\uc735 \uc218\uc775\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0ac\ud68c\uc801 \uac00\uce58 \ucc3d\ucd9c\uacfc \ud658\uacbd \uc9c0\uc18d \uac00\ub2a5\uc131\uc744 \uace0\ub824\ud55c ESG \ud22c\uc790, \uc2e0\uae30\uc220 \uad00\ub828 \uc8fc\uc2dd, \uadf8\ub9ac\uace0 \uc778\ud504\ub77c \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0 \ub208\uc744 \ub3cc\ub824\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc5ec\ub7ec \uc120\uc9c4\uad6d\uc5d0\uc11c\ub294 \uc774\ubbf8 \uc7ac\uc0dd \uc5d0\ub108\uc9c0 \ubc0f \uc9c0\uc18d \uac00\ub2a5\ud55c \uae30\uc220\uc5d0 \ub300\ud55c \ud22c\uc790\uac00 \uae09\uc99d\ud558\uace0 \uc788\uc73c\uba70, \uc774\uc5d0 \ub530\ub978 \uc2dc\uc7a5 \uc218\uc775\ub960\ub3c4 \uae0d\uc815\uc801\uc778 \ud750\ub984\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \uae30\uc220\uc758 \ubc1c\uc804\uc740 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc758 \ud328\ub7ec\ub2e4\uc784\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube45\ub370\uc774\ud130, \uc778\uacf5\uc9c0\ub2a5, \ube14\ub85d\uccb4\uc778 \ub4f1 \ucca8\ub2e8 \uae30\uc220\uc758 \ub3c4\uc785\uc740 \uae08\uc735 \uc2dc\uc7a5\uc758 \uc608\uce21 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70, \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ubcf4\ub2e4 \uc815\uad50\ud55c \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ucd5c\uadfc \uc778\uacf5\uc9c0\ub2a5 \uae30\ubc18\uc758 \ud22c\uc790 \ub85c\ubd07 \uc5b4\ub4dc\ubc14\uc774\uc800 \ubc0f \ub9ac\uc2a4\ud06c \ubd84\uc11d \ub3c4\uad6c\ub4e4\uc740 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub3c4 \ube60\ub974\uac8c \ud655\uc0b0\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud65c\uc6a9\ud55c \ud22c\uc790 \uc804\ub7b5\uc740 \uae30\uc874\uc758 \uac10\uc5d0 \uc758\uc874\ud55c \ubc29\ubc95\ubcf4\ub2e4 \ub192\uc740 \uc218\uc775\ub960\uacfc \uc548\uc815\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uae08\uc735 \uae30\uad00\ub4e4\uc740 \uc774\ub7ec\ud55c \uae30\uc220\ub4e4\uc744 \ud65c\uc6a9\ud558\uc5ec \ud22c\uc790\uc790\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc790\ub3d9\uc73c\ub85c \ubd84\uc11d\ud558\uace0, \ucd5c\uc801\uc758 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \uc81c\uc548\ud558\ub294 \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub124 \ubc88\uc9f8\ub85c, \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c\uc5d0\uc11c\ub294 \u2018\uc9c0\uc18d \uac00\ub2a5\ud55c \uc18c\ube44\u2019\uc640 \u2018\ud22c\uc790 \uc724\ub9ac\u2019 \uc5ed\uc2dc \uc911\uc694\ud55c \uc694\uc18c\ub85c \ubd80\uac01\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c\uc801 \ucc45\uc784 \ud22c\uc790(SRI)\uc640 \uac19\uc740 \ud615\ud0dc\uc758 \ud22c\uc790 \ubc29\uc2dd\uc740 \ub2e8\uc21c\ud788 \uc218\uc775\ub960\uc744 \ub118\uc5b4\uc11c, \ud658\uacbd \ubcf4\ud638\uc640 \uc0ac\ud68c \uacf5\ud5cc\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud22c\uc790 \ubc29\uc2dd\uc740 \uc80a\uc740 \uc138\ub300, \ud2b9\ud788 2030 \uc9c1\uc7a5\uc778\ub4e4\uc5d0\uac8c \ud070 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc73c\uba70, \uc138\uacc4 \uc8fc\uc694 \ud22c\uc790 \uae30\uad00\ub4e4\ub3c4 ESG \ud22c\uc790 \ube44\uc911\uc744 \ud655\ub300\ud558\ub294 \ucd94\uc138\uc785\ub2c8\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud55c \uc720\ud589\uc744 \ub118\uc5b4, \ubbf8\ub798\uc758 \uacbd\uc81c \uad6c\uc870 \ubcc0\ud654\uc640 \ud568\uaed8 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5 \uc804\ub7b5\uc784\uc744 \uc99d\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc12f\uc9f8, \ubbf8\ub798 \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc801\uadf9\uc801\uc778 \ud559\uc2b5\uacfc \uc2e0\uae30\uc220 \ub3c4\uc785\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc7ac\ud14c\ud06c \uad00\ub828 \uc138\ubbf8\ub098, \uc628\ub77c\uc778 \uad50\uc721, \uadf8\ub9ac\uace0 \uc804\ubb38 \ud22c\uc790 \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc740 \uc790\uc2e0\ub9cc\uc758 \ud22c\uc790 \uc804\ub7b5\uc744 \uafb8\uc900\ud788 \uc5c5\ub370\uc774\ud2b8\ud558\uace0, \ubcc0\ud654\ud558\ub294 \uacbd\uc81c \ud658\uacbd\uc5d0 \ubbfc\ucca9\ud558\uac8c \ub300\uc751\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc2e4\uc81c\ub85c, \uc815\uae30\uc801\uc73c\ub85c \ucd5c\uc2e0 \uae08\uc735 \ud2b8\ub80c\ub4dc\ub97c \ud559\uc2b5\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc774 \uadf8\ub807\uc9c0 \uc54a\uc740 \ud22c\uc790\uc790\uc5d0 \ube44\ud574 \ud3c9\uade0 20% \uc774\uc0c1\uc758 \ucd94\uac00 \uc218\uc775\ub960\uc744 \ubcf4\uc600\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \uc774\ub97c \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\uc12f\uc9f8, \uc7ac\ubb34 \uc804\ubb38\uac00\ub4e4\uc740 \uc55e\uc73c\ub85c\uc758 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc5d0 \u201c\uc720\uc5f0\uc131\uacfc \ud601\uc2e0\u201d\uc758 \uc694\uc18c\uac00 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud569\ub2c8\ub2e4. \uacbd\uc81c \uc0c1\ud669\uacfc \uae30\uc220 \ubc1c\uc804\uc758 \uc18d\ub3c4\uac00 \ube68\ub77c\uc9c0\ub294 \ub9cc\ud07c, \uace0\uc815\ub41c \uc804\ub7b5\ubcf4\ub2e4\ub294 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc720\uc5f0\ud558\uac8c \ub300\uc751\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uae09\uaca9\ud55c \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \uc989\uac01\uc801\uc73c\ub85c \ub300\uc751\ud558\uae30 \uc704\ud55c \uc54c\uace0\ub9ac\uc998 \ud2b8\ub808\uc774\ub529 \uc2dc\uc2a4\ud15c\uc774\ub098, \uac1c\uc778 \ud22c\uc790\uc790\uac00 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778 \ud22c\uc790 \uad50\uc721 \ud50c\ub7ab\ud3fc \ub4f1\uc774 \uadf8 \uc88b\uc740 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc77c\uacf1\uc9f8, \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c\uc758 \ub610 \ub2e4\ub978 \ud575\uc2ec\uc740 \u2018\ub9ac\uc2a4\ud06c \ubd84\uc0b0\u2019\uc785\ub2c8\ub2e4. \uacbd\uc81c \ubd88\ud655\uc2e4\uc131\uc774 \uc99d\uac00\ud560\uc218\ub85d \ub2e8\uc77c \uc790\uc0b0\uc5d0 \uc758\uc874\ud558\ub294 \ud22c\uc790\ubcf4\ub2e4\ub294, \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uc790\uc0b0 \ubc30\ubd84, \ucc44\uad8c, \uc8fc\uc2dd, \uadf8\ub9ac\uace0 \ub300\uccb4 \ud22c\uc790 \uc0c1\ud488\uae4c\uc9c0 \ud3ed\ub113\uac8c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uc5ec \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \uad00\ub9ac\ud560 \uac83\uc744 \uad8c\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \ud22c\uc790\uc790\ub294 \uc2dc\uc7a5\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub3d9\uc801 \ub9ac\ubc38\ub7f0\uc2f1 \uc804\ub7b5\uc744 \uc801\uc6a9\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ucd5c\uadfc \uae08\uc735\uad8c\uc5d0\uc11c\ub3c4 \uc8fc\ubaa9\ubc1b\ub294 \ud601\uc2e0\uc801 \uc804\ub7b5 \uc911 \ud558\ub098\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ec\ub35f\uc9f8, \uc7ac\ud14c\ud06c\uc758 \ubbf8\ub798\ub294 \uac1c\uc778\uc758 \uae08\uc735 \ub370\uc774\ud130 \uad00\ub9ac\uc640 \ubcf4\uc548 \uac15\ud654\uc640\ub3c4 \uae4a\uc740 \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130 \ubd84\uc11d \uae30\uc220\uc758 \ubc1c\uc804\uacfc \ud568\uaed8, \uac1c\uc778 \ud22c\uc790\uc790\ub294 \uc790\uc2e0\uc774 \ubcf4\uc720\ud55c \uae08\uc735 \ub370\uc774\ud130\uc640 \uc18c\ube44 \ub370\uc774\ud130\ub97c \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uc5ec, \ubcf4\ub2e4 \uc815\uad50\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub370\uc774\ud130 \uae30\ubc18\uc758 \ud22c\uc790 \uc804\ub7b5\uc740 \ub2e8\uc21c\ud55c \uacbd\ud5d8\ubc95\uce59\uc5d0 \uc758\uc874\ud55c \uc804\ub7b5\ubcf4\ub2e4 \ud6e8\uc52c \uacfc\ud559\uc801\uc774\uba70, \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc5d0\ub3c4 \uac15\ub825\ud55c \ub3c4\uad6c\ub85c \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\ud649\uc9f8, \ubbf8\ub798 \ub300\ube44 \uc804\ub7b5\uc740 \ub610\ud55c \uc815\ubd80 \uc815\ucc45 \ubc0f \uaddc\uc81c \ubcc0\ud654\uc5d0\ub3c4 \uc8fc\ubaa9\ud574\uc57c \ud569\ub2c8\ub2e4. \uc815\ubd80\uac00 \ucd94\uc9c4\ud558\ub294 \uae08\uc735 \uaddc\uc81c, \uc138\uc81c \ud61c\ud0dd, \uadf8\ub9ac\uace0 \uac01\uc885 \ud22c\uc790 \uc778\uc13c\ud2f0\ube0c \ud504\ub85c\uadf8\ub7a8\uc740 \ud22c\uc790 \ud658\uacbd\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uba70, \uc774\uc5d0 \ub300\ud55c \ucca0\uc800\ud55c \ubd84\uc11d\uacfc \ub300\ube44\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \uc911\uc7a5\uae30 \uc7ac\uc815 \uc815\ucc45\uacfc \uad00\ub828\ud55c \ubc31\uc11c, \uadf8\ub9ac\uace0 \uc8fc\uc694 \uae08\uc735 \uac10\ub3c5 \uae30\uad00\uc758 \uc9c0\uce68\uc5d0 \ub530\ub77c \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\uc815\ud558\ub294 \uac83\uc740 \ud5a5\ud6c4 \uc131\uacf5\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc704\ud55c \uc911\uc694\ud55c \uc120\uc81c \uc870\uce58\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5f4\uc9f8, \uc885\ud569\uc801\uc73c\ub85c \ubcfc \ub54c \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc740 \ub2e8\uae30\uc801 \uc2dc\uc138 \ubcc0\ub3d9\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uae30\ubcf4\ub2e4, \uc7a5\uae30\uc801\uc778 \uc548\uc815\uc131\uacfc \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5b4\uc57c \ud569\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778\ub4e4\uc740 \uc790\uc2e0\uc758 \uc7ac\ubb34 \ubaa9\ud45c\uc640 \uc704\ud5d8 \uc120\ud638\ub3c4\ub97c \uace0\ub824\ud558\uc5ec, \uae30\uc220 \ubc1c\uc804, \uc0ac\ud68c \ubcc0\ud654, \uadf8\ub9ac\uace0 \uc815\ucc45\uc801 \ubcc0\ud654 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \ud1b5\ud569\uc801\uc73c\ub85c \ubd84\uc11d\ud55c \ud6c4 \ud22c\uc790 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub2e8\uae30\uc801\uc778 \uc2e4\ud328\ub97c \ub118\uc5b4 \uc7a5\uae30\uac04\uc5d0 \uac78\uce5c \uc7ac\ubb34\uc801 \uc131\uacf5\uacfc \uacbd\uc81c\uc801 \ub3c5\ub9bd\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \ubbf8\ub798 \ub300\ube44 \uc7ac\ud14c\ud06c \uc804\ub7b5\uc740 \uc624\ub298\ub0a0\uc758 \ubcc0\ud654\ubb34\uc30d\ud55c \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc9c0\uc18d\uc801\uc778 \uc131\uacf5\uc744 \uc774\ub8e8\uae30 \uc704\ud55c \ud544\uc218 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ucd5c\uc2e0 \uacbd\uc81c \ub3d9\ud5a5, \uae30\uc220 \ubc1c\uc804, ESG \ud22c\uc790\uc640 \uac19\uc740 \ubbf8\ub798 \uc9c0\ud5a5\uc801 \ud22c\uc790 \uc804\ub7b5\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ubc18\uc601\ud558\uace0, \uc720\uc5f0\ud55c \uc790\uc0b0 \ubc30\ubd84\uacfc \ucca0\uc800\ud55c \ub9ac\uc2a4\ud06c \uad00\ub9ac, \uc9c0\uc18d\uc801\uc778 \ud559\uc2b5 \ubc0f \uc815\ubcf4 \uc5c5\ub370\uc774\ud2b8\ub97c \ud1b5\ud574 \ubbf8\ub798\uc758 \ubd88\ud655\uc2e4\uc131\uc744 \uadf9\ubcf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc804\ub7b5\ub4e4\uc740 \ub2e8\uae30\uc801\uc778 \uc218\uc775 \ucc3d\ucd9c\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc7a5\uae30\uc801\uc778 \uc7ac\uc815\uc801 \uc548\uc815\uacfc \uc0ac\ud68c\uc801 \ucc45\ubb34\ub97c \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud558\ub294 \uae38\uc774\ub77c\ub294 \uc810\uc5d0\uc11c, \uc55e\uc73c\ub85c\uc758 \uc7ac\ud14c\ud06c \ud328\ub7ec\ub2e4\uc784\uc744 \uc120\ub3c4\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc694\uc57d\ud558\uc790\uba74, \uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778\ub4e4\ub3c4 \uccb4\uacc4\uc801\uc778 \ud604\uae08 \ud750\ub984 \uad00\ub9ac\uc640 \uc62c\ubc14\ub978 \uc18c\ube44 \ud328\ud134 \uac1c\uc120\uc744 \uae30\ucd08\ub85c, \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0, \uadf8\ub9ac\uace0 \ub300\uccb4 \ud22c\uc790 \ub4f1 \ub2e4\uc591\ud55c \ud22c\uc790 \uc218\ub2e8\uc744 \ud1b5\ud569\ud55c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub354\ubd88\uc5b4 \ucd5c\uc2e0 \uacbd\uc81c \ub3d9\ud5a5\uacfc \uae30\uc220 \ubc1c\uc804, \uadf8\ub9ac\uace0 \uc815\ubd80 \uc815\ucc45 \ubcc0\ud654 \ub4f1 \ubbf8\ub798 \ubcc0\uc218\ub97c \uace0\ub824\ud55c \uc720\uc5f0\ud558\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \ub9c8\ub828\ud568\uc73c\ub85c\uc368, \uc5b4\ub824\uc6b4 \uacbd\uc81c \ud658\uacbd\uc5d0\uc11c\ub3c4 \uc7ac\ubb34\uc801 \uc548\uc815\uc131\uacfc \uc131\uc7a5\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc774 \uae00\uc5d0\uc11c \uc18c\uac1c\ud55c \uac01 \uc804\ub7b5\uacfc \uc0ac\ub840\ub4e4\uc740 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc2e4\uc81c \uc0dd\ud65c\uc5d0\uc11c \uc801\uc6a9 \uac00\ub2a5\ud55c \uad6c\uccb4\uc801\uc778 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc81c\uc2dc\ud558\uba70, \uccb4\uacc4\uc801\uc778 \uc7ac\ubb34 \uad00\ub9ac\uc640 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \ud1b5\ud55c \uacbd\uc81c\uc801 \ub3c5\ub9bd\uc758 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\uc90d\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc758 \ubbf8\ub798 \uc7ac\ud14c\ud06c \uc131\uacf5\uc744 \uc704\ud574 \uc9c0\uae08 \ub2f9\uc7a5 \uae30\ucd08\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \uc900\ube44\ud574 \ub098\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>    <\/p>\n<h2 id=\"%ea%b0%95%eb%a0%a5%ed%95%9c-%ec%9a%94%ec%95%bd-%eb%b0%8f-%ea%b2%b0%eb%a1%a0-BtOROkInuO\">\uac15\ub825\ud55c \uc694\uc57d \ubc0f \uacb0\ub860<\/h2>\n<p>\uc624\ub298\ub0a0 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uc6d4\uae09 250\ub9cc\uc6d0\uc774\ub77c\ub294 \uc81c\ud55c\ub41c \uc18c\ub4dd\uc5d0\uc11c \uc2dc\uc791\ud558\uc5ec \uc7ac\ubb34\uc801 \uc548\uc815\uacfc \uacbd\uc81c\uc801 \ub3c5\ub9bd\uc744 \uc774\ub8e8\uae30 \uc704\ud574\uc11c\ub294, \uccb4\uacc4\uc801\uc778 \ud604\uae08 \ud750\ub984 \uad00\ub9ac, \ucca0\uc800\ud55c \uc18c\ube44 \ud328\ud134 \ubd84\uc11d, \uadf8\ub9ac\uace0 \ud569\ub9ac\uc801\uc778 \ud22c\uc790 \uc804\ub7b5 \uc218\ub9bd\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubcf8 \uae00\uc740 \uc7ac\ud14c\ud06c\uc758 \uae30\ucd08 \uc6d0\uce59\ubd80\ud130 \uc2dc\uc791\ud574 \uc8fc\uc2dd, \ubd80\ub3d9\uc0b0 \ubc0f \ub300\uccb4 \ud22c\uc790\ub97c \uc544\uc6b0\ub974\ub294 \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uacfc, \uc2e4\uc804 \ud22c\uc790 \uc0ac\ub840 \ubc0f \uc804\ubb38\uac00\uc758 \ud301, \ub098\uc544\uac00 \ubbf8\ub798 \uacbd\uc81c \ub3d9\ud5a5\uc5d0 \ub530\ub978 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud22c\uc790 \uc804\ub7b5\uc744 \uc885\ud569\uc801\uc73c\ub85c \ub2e4\ub8e8\uc5c8\uc2b5\ub2c8\ub2e4. \uac01 \uc139\uc158\uc5d0\uc11c\ub294 \uad6c\uccb4\uc801\uc778 \uc0ac\ub840\uc640 \ud1b5\uacc4 \uc790\ub8cc, \uadf8\ub9ac\uace0 \uc2e4\uc81c \uc778\ud130\ubdf0 \ub0b4\uc6a9\uc744 \ubc14\ud0d5\uc73c\ub85c \ud604\uc7a5\uc5d0\uc11c \ubc14\ub85c \uc801\uc6a9 \uac00\ub2a5\ud55c \uc2e4\uc9c8\uc801\uc778 \uc804\ub7b5\ub4e4\uc744 \uc18c\uac1c\ud568\uc73c\ub85c\uc368, 2030 \uc9c1\uc7a5\uc778\ub4e4\uc774 \ub2e8\uae30\uc801\uc778 \uc720\ud639\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\uace0 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \uc99d\uc2dd\ud560 \uc218 \uc788\ub294 \ubc29\ud5a5\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd5c\uc885\uc801\uc73c\ub85c, \uccb4\uacc4\uc801\uc778 \uc7ac\ubb34 \uad00\ub9ac\uc640 \uafb8\uc900\ud55c \ud22c\uc790 \uad50\uc721, \uadf8\ub9ac\uace0 \uae30\uc220 \ubc1c\uc804\uacfc \uc815\ubd80 \uc815\ucc45 \ubcc0\ud654\uc5d0 \ub2a5\ub3d9\uc801\uc73c\ub85c \ub300\uc751\ud558\ub294 \uc720\uc5f0\ud55c \uc804\ub7b5\uc774 \uc5ec\ub7ec\ubd84\uc758 \ubbf8\ub798 \uc7ac\ud14c\ud06c \uc131\uacf5\uc744 \ub4b7\ubc1b\uce68\ud560 \uac83\uc785\ub2c8\ub2e4. \uc9c0\uae08\uae4c\uc9c0 \uc18c\uac1c\ud55c \ub2e4\uc591\ud55c \uc7ac\ud14c\ud06c \ubc29\ubc95\uacfc \uc2e4\uc81c \uc0ac\ub840\ub4e4\uc744 \ucc38\uace0\ud558\uc5ec, \uc790\uc2e0\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uacfc \uc7ac\uc815 \uc0c1\ud0dc\uc5d0 \ub9de\ub294 \ub9de\ucda4\ud615 \uc804\ub7b5\uc744 \uc218\ub9bd\ud558\uace0, \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uba70 \uac1c\uc120\ud574 \ub098\uac04\ub2e4\uba74 \uacbd\uc81c\uc801 \ub3c5\ub9bd\uacfc \uc7ac\uc815 \uc548\uc815\uc740 \uacb0\ucf54 \uafc8\uc774 \uc544\ub2c8\ub77c \ud604\uc2e4\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uae00\uc774 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \uc720\uc775\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud558\uace0, \uc55e\uc73c\ub85c\uc758 \uc7ac\ud14c\ud06c \uc5ec\uc815\uc5d0\uc11c \ub4e0\ub4e0\ud55c \uae38\uc7a1\uc774\uac00 \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. 2030 \uc9c1\uc7a5\uc778 \uc5ec\ub7ec\ubd84\ub3c4 \uc624\ub298 \ub2f9\uc7a5 \uc790\uc2e0\ub9cc\uc758 \uc7ac\ubb34 \uc124\uacc4\ub3c4\ub97c \uadf8\ub824\ubcf4\uace0, \ucc28\uadfc\ucc28\uadfc \ubaa9\ud45c\ub97c \ud5a5\ud574 \ub098\uc544\uac00\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc758 \uc131\uacf5\uc801\uc778 \ubbf8\ub798\ub97c \uc751\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc6d4\uae09 250\ub9cc\uc6d0\uc73c\ub85c \uc2dc\uc791\ud558\ub294 2030 \uc9c1\uc7a5\uc778\uc744 \uc704\ud55c \ud604\uc2e4 \uc7ac\ud14c\ud06c \uc804\ub7b5! \uccb4\uacc4\uc801 \uc790\uc0b0\uad00\ub9ac, \ud6a8\uc728\uc801 \uc808\uc57d\ubc95\uacfc \uc2e4\uc804 \ud22c\uc790 \ud301\uc73c\ub85c \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c 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